You are eligible for a Loanosity personal loan if you meet the criteria below, in addition you must also meet our underwriting criteria to obtain a loan from Loanosity.
Debt consolidation loans are typically used by people who have multiple forms of debt which have different interest rates and repayment dates. Consolidating these into a single loan can potentially result in a lower interest rate & makes budgeting or financial planning far less confusing.
A debt consolidation loan allows you to consolidate credit card debts, medical bills, car loans and other unsecured debt – making life easier and helping you to pay off your debts faster! For many, debt consolidation can bring financial freedom and peace of mind.
Repayments are made in monthly installments. Personal Loan repayments are calculated depending on your choice of 24, 36 or 48 month terms with the interest rate you receive on approval of your loan.
Loanosity’s unsecured debt consolidation loans range from $5,000* to $30,000 with flexible loan terms of 24, 36, or 48 months.
*$6,500 in Massachusetts.
The Loanosity Loan is an unsecured loan. This means that you do not need to provide collateral for the loan.
Once your application is complete and verified, if you are approved for a loan, you will receive a Loan Agreement for electronic signature. Once you’ve signed the document electronically, we will give you a call to confirm your address and then your funds should generally be available within a few days.
Funds are sent directly to your personal bank account under your name. You are responsible for paying toward the purpose of this loan thereafter.
601 Brickell Key Drive, Suite 700
Miami, FL 33131
©2024 loanosity. All rights reserved.
All loans made by Cross River Bank, a New Jersey-Chartered Commercial Bank, Member Federal Deposit Insurance Corporation (FDIC). THIS IS NOT A DEPOSIT PRODUCT.
Disclaimer: Advertised rates and terms are subject to change based on market conditions or borrow eligibility. Individuals must be a U.S. citizen or permanent resident and at least 21 years old to apply for credit from loanosity. You authorized us to make inquiries and obtain information about you in accordance with applicable laws. Valid bank account and Social Security number/FFIN required. Offered loan terms depend on requested loan amount and credit score, usage and history and are subject to verification of your credit history. Conditions and limitations apply. Loans are not available to residents of all states.
USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for information such as your name, address, date of birth or other information that will allow us to identify you. We may also request another identifying document.
Providing your information does not guarantee approval for a product offering.
